Attorney General Josh Stein works to protect new york customers from frauds and frauds. Stein and his customer Protection Division have actually helped thousands and thousands of consumers as if you have more than $100 million of one’s money-back, and have now helped win $250 million in cost cost savings in your energy rates.
Exactly How We Help Customers
In the event that you’ve been tricked or scammed, you want to assist.
Attorney General Josh Stein’s Consumer Protection specialists protect new york consumers. We battle unfair business techniques like frauds and frauds. We’ve helped a huge selection of 1000s of consumers as you get more than $100 million of the cash back, and also have helped win $250 million in cost savings on your own energy prices.
File A grievance
You are able to register a grievance with us and we’ll work to solve it. We react to 20,000 customer complaints every year. We can enforce the law on behalf of all North Carolina consumers if we find a pattern of illegal business practices. Although we can’t represent you in an exclusive appropriate instance, we might have the ability to assist if you didn’t get that which you taken care of or had been tricked into a poor deal.
Get Guidelines
We should assist you to avoid issues right away. View the video taking a stand, Fighting returning to find out about frauds and frauds. Before you file a grievance, read our customer information. We give an explanation for legislation and provide consumers tips about numerous subjects, like just how to stop telemarketing phone calls, get a reasonable loan or purchase a car that is new.
Top Consumer Guidelines
- Say no to sales pitches that are high-pressure. In the event that offer is just good today, leave.
- Constantly browse contracts carefully them, and make sure all written documents match what you’ve been promised before you sign. Never signal a document you don’t understand or which has blanks to be filled in later on.
- Be aware whenever giving an answer to telemarketers, door-to-door vendors, and email or text pitches. In the place of giving an answer to unsolicited provides, determine when and where you intend to shop.
- You never need to make a purchase or pay taxes, charges or other costs ahead of time to win an award. Anybody who demands an upfront charge for a award is wanting to scam you.
- Never give down your Social Security quantity, bank card or banking account quantity or any other private information to anybody you don’t understand who contacts you.
- Be skeptical of upfront fees. new york legislation causes it to be illegal to get advance costs for many forms of work, such as for example foreclosure debt and assistance settlement assistance. If an advance re payment is needed for any other forms of deals, make use of a credit card whenever feasible. Thus giving you some security when your order doesn’t show up or the work is not completed.
- Work with organizations you understand or that can come recommended by those you trust. Have a look at organizations utilizing the Attorney General’s Office at 1-877-5-NO-SCAM or your Better that is local Business before you make major purchases.
- Join the never Call registry to reduce unwanted telemarketing phone calls. To register, phone 1-888-382-1222 through the quantity you intend to register or visit www.donotcall.gov. When you’re regarding the list, report Do No Call violators to your Attorney General’s workplace.
- Always check your credit file frequently. You’re entitled to at least one free credit file each year from each credit bureau that is nationwide. To access your free credit reports, visit www.annualcreditreport.com or call 1-877-322-8228.
- If an offer appears too good to be real, it most likely is.
Consumer Alerts & Columns
Read our alerts to discover more on the most recent frauds, or register with have our alerts sent to you by email. You’ll be able to get suggestions about steer clear of problems that are common Attorney General Stein’s consumer columns.
Identification Theft
Moms and dads are now able to get yourself A protected consumer security freeze to protect myfreecams couples kids against identity thieves.
Adult consumers will get a free protection freeze to help keep thieves from with your credit plus a free of charge credit file each year.
We can help you get started fixing the damage if you’re a victim of identity theft.
Telemarketing
Applying for the Do Not Call Registry offers you the right to determine whom calls you in the home.
Us know if you’ve joined the list but still get calls from telemarketers, let. We’ve taken action against a large number of organizations, for illegal telemarketing, winning a lot more than $1 million from violators. Some telemarketers are criminals out to take your cash. Stein’s customer security group shuts down telemarketing fraudulence bands helping victims manage to get thier cash back when feasible.
Mortgage Loans
Buying a house has become the many important purchase you’ll ever make. We investigate and prosecute mortgage fraud and supply suggestions about avoiding unfair loans. We’re also assisting North Carolinians prevent unneeded house foreclosures.
View our consumer security video taking a stand, battling back once again to find out more about how to prevent scams.
Avoid Consumer Scams
Scammers are often picking out brand brand new tricks and twists to take your hard-earned cash.
To safeguard your self from customer frauds and scams, keep in mind:
- Never share your Social Security quantity, bank account or credit card information with some body you don’t understand who calls you or email messages you.
- Walk away from high-pressure sellers whom inform you that you have to come to a decision straight away.
- Don’t indication any agreement or other documents and soon you’ve had a chance to read and comprehend it.
- Never ever spend cash upfront to obtain that loan or win a lottery or sweepstakes.
- Don’t react to letters or email messages that request you to help move cash in your bank wire or account money out from the nation.
- Don’t money checks you will get when you look at the mail along side a letter or call that tells you you’ve won a unexpected reward. The checks are many fake that is likely.
- Always check down a company with Attorney General Josh Stein’s customer Protection Division at 1-877-5-NO-SCAM before you are doing company together with them.
You are able to learn how to prevent the latest frauds and frauds by reading our customer alerts and columns. It is possible to register with have alerts emailed for your requirements.
You may view our customer security video clip and learn to register a grievance if you’re the target of a fraud or deal that is bad.
Call us for Assistance
In the event that you want to learn to be a smarter consumer, call Attorney General Josh Stein’s consumer hotline toll free within North Carolina at 1-877-5-NO-SCAM or (919) 716-6000 if you think you’ve been the victim of a scam, or. You may also register a customer complaint online.
